MORTGAGE SOLUTIONS

 

The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles, San Francisco Bay area, Seattle and Houston. We offer competitive mortgage rates for 1-4 Family house, condominium and PUD.

Whether you are planning on purchasing your dream home or refinancing your existing property, ICBC is always here to help you accomplish your goals with our residential mortgage programs.

 

 


The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles, San Francisco Bay area, Seattle and Houston. We offer competitive mortgage rates for 1-4 Family house, condominium and PUD.


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Residential Mortgage

The Industrial and Commercial Bank of China (USA) NA provides full residential mortgage services to its local communities in New York City, Greater Los Angeles, San Francisco Bay area, Seattle and Houston. We offer competitive mortgage rates for 1-4 Family house, condominium and PUD.

Whether you are planning on purchasing your dream home or refinancing your existing property, ICBC is always here to help you accomplish your goals with our residential mortgage programs.

 

Our home mortgage loan program includes:

1. Primary Residence Purchase or Refinance Primary Residence Purchase without cashout
2. Second Home/Investment/Cash out (Local)
3. Second Home/Investment/Cash out (Foreign)
4. Income Based only (Local & Foreign)

 

Program features

• Loan Purposes: Purchase & Refinance & Cashout
• Loan amount as high as $3.5 million
• Maximum DTI: 60%
• Asset Dissipation Available

  Our portfolio program is available for US citizens, Permanent Residents and Non-Residents.

 

 

Contact a branch to open an account or learn more. To get started, click Apply Now, or scroll to the top of the page to select your state and find a branch near you. You can also contact us, select the branch closest to you.